sk_test_ run everything against test money. The key decides the environment, and every object carries livemode. The base URL is the same as live, https://api.ketapay.com/v1.
Get a test key in the business dashboard: switch it to Test and create one in Settings > API keys. No account yet? Use the public key on the Playground.
What’s different in test mode
No codes are sent
Every one-time code is
123456. Other emails your test deals cause go out with [TEST] in the subject.Pay from code
Fund a session with the test helper, exactly like a real payment, without opening the checkout.
Move escrows on
Simulate what the buyer, seller or KetaPay would do, and get the same webhooks.
Payouts that fail
Test payout accounts succeed or fail on purpose, so you can handle
payout.failed.404 test_mode_only with a live key.
One-time codes
Paying a checkout session
After a payment, Test again on the checkout makes a copy of the same session to pay again.
Payout accounts
Moving an escrow
POST /test_helpers/escrows/{id}/simulate does what the buyer, the seller or KetaPay would do, and sends the same webhooks.
Going live
Live keys (sk_live_) move real money. They’re issued once your business is verified in the dashboard, and nothing else in your code changes. Work through the go-live checklist first.